Thatched Owners Group policy holders benefit from standard insurance cover against: • Fire, explosion, lightning, earthquake or smoke damage • Theft or attempted theft • Riot, civil commotion or strikes • Storm or flood damage • Subsidence, heave or landslip • Vandalism or malicious damage • Collision involving aircraft, vehicles or animals • Falling trees, branches or aerials • Water or oil damage caused by a leak from fixed water or heating installations or fixed appliances •

As independent home insurance experts, Thatched Owners Group is recognised for our expertise, and we have access to competitive policies from the UK’s leading insurers. We pride ourselves on building long-term relationships with our clients, understanding and continuously re-evaluating your requirements in order to deliver the most cost-effective insurance solutions. Your insurance quotation will be dealt with quickly by our team of in-house underwriters.

Our thatched insurance policies provide buildings, contents, valuables insurance, legal expenses and home assistance cover for owners of thatched cottages and larger thatched buildings; whether they are listed, owner-occupied, second homes, holiday homes or let properties. Our cover delivers protection against all standard perils including fire, storm or water damage. As no two thatched properties are alike, the Thatched Owners Insurance Services team will work closely with you to ensure that your thatched roof, building and contents are fully protected.

With some of our policies, we are able to provide the services of a qualified independent loss adjuster who will advise you on an accurate rebuild cost for your property and any permanent structures you may have, for example walls, garages and outbuildings. During their visit they will provide guidance on suitable contents cover as well as advice on fire and theft protection. For new purchases, we can liase with your solicitor or mortgage provider and ensure the exchange and completion are not delayed by insurance. We will provide them with written confirmation of cover and any policy details they may required. A survey of this type would ordinarily cost between £300 and £500, but as our client you would be entitled to this service without charge.

We always recommend that you read policy wordings and key facts documents to fully appreciate the cover and any exclusions and limitations. Contact us to get your policy forms.